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Terms of use

By Richard Vaughn CPCU, ARM, AIS. Reviewed November 8, 2026. Richard is an insurance professional, not an attorney. This page explains the law; it is not legal advice.

Informational use

caworkerscompensationlaw.com is published by PERSIST LLC to explain how California workers' compensation law works. It is general information about the law, not advice about your situation. The publisher, Richard Vaughn, is an insurance professional and not an attorney, and nothing on the site is legal advice or a substitute for it. Reading the site, emailing the publisher or using a calculator does not create an attorney-client, consultant-client or any other professional relationship.

Not a referral service

The attorney listings on the site are paid advertisements placed by the attorneys named in them, published in alphabetical order with one labeled featured position per county. The site does not refer readers to attorneys, does not screen, rank or recommend them, does not collect case information and receives no part of any attorney's fee. It is not a lawyer referral service within the meaning of Business and Professions Code §6155. Each listed attorney is responsible for the content of their listing. Attorney fees in California workers' compensation are set by a workers' compensation judge and paid from the award (Labor Code §4906); nothing on this site changes that.

Calculators and figures

The calculators estimate from the formulas in the Labor Code and the figures published by the Division of Workers' Compensation and the Insurance Commissioner, as of the date shown with each. They do not know the facts of your claim or your business, and factors they do not model, including apportionment, offsets, credits, prior awards, payroll audit results and the terms of a particular insurer's filing, change the result. The claims administrator's calculation, the appeals board's award and your insurer's quote control. Use the calculators to understand how a figure is built, not to rely on the figure.

Accuracy

The site cites its sources and renders its figures from the state's own tables, and the publisher checks pages against the primary text on the review date shown on each. The law changes, agencies republish, and mistakes happen. The publisher does not warrant that any page is complete, current or error-free, and corrections are welcome at richardvaughncpcu@gmail.com.

Advertising

The site carries programmatic display advertising labeled "Advertisement," attorney listings labeled "Sponsored," and partner links labeled as such, under the terms on the advertise page. Advertisers do not influence the editorial content, and the publisher may receive a referral fee when a reader buys coverage through a partner link. Advertisers are responsible for their own content and conduct.

Links

Links to the Legislature's code, the Division of Workers' Compensation, the WCIRB, the Department of Insurance, EDD and other sites are provided so readers can check the source. The publisher does not control those sites and is not responsible for their content or availability.

Limitation of liability

To the fullest extent permitted by law, PERSIST LLC and Richard Vaughn are not liable for any loss or damage arising from use of or reliance on the site, its calculators, its listings or its links. Your sole remedy for dissatisfaction with the site is to stop using it. The site is provided as is.

Intellectual property

The text, data files, design and code of the site are the property of PERSIST LLC. Quoting a passage with attribution and a link is welcome; republishing pages or the data files is not. Statutes, regulations and government publications linked from the site are public records and are not claimed.

Governing law and changes

These terms are governed by the laws of the State of California as to matters concerning California workers' compensation law and otherwise by the laws of Vermont, where the publisher is located. The publisher may revise these terms; the review date at the top shows when they were last changed. Continued use after a change is acceptance of it.

Contact

PERSIST LLC, Burlington, Vermont. richardvaughncpcu@gmail.com.