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Privacy

This site has no accounts, no login and no forms, and asks you for nothing. When enabled, it uses Google Analytics to measure traffic and Google AdSense to serve advertising; both set cookies and may use your browsing to personalize ads, and both can be opted out of through Google's settings. The calculators run entirely in your browser and send nothing to the site. The site does not collect case information and partner links take you to the partner's own site under the partner's own privacy terms.

What this site collects

Nothing directly. There is no account, no login, no newsletter, no comment system and no contact form. The calculators on the site run in your browser and do not transmit what you enter. The only way to send the site information is to email it, and email sent to richardvaughncpcu@gmail.com is kept only as long as needed to answer it.

Third-party services

Google Analytics, when enabled, measures how the site is used: pages viewed, approximate location by region, device type and how visitors arrive. It sets cookies and records a truncated IP address. The data is used to see which pages are read and to fix the ones that are not working; it is not sold or shared beyond Google's processing.

Google AdSense, when enabled, serves the display advertising on the site. Google and its advertising partners set cookies and may use information about your visits to this and other sites to show ads based on your interests. You can opt out of personalized advertising through Google's Ads Settings at adssettings.google.com, and of third-party advertising cookies generally through the Digital Advertising Alliance's opt-out page at aboutads.info. When advertising is enabled, visitors in the European Economic Area, the United Kingdom and Switzerland are shown Google's consent message before any personalized ad loads, and visitors in U.S. states with privacy laws, including California, can decline the sale or sharing of their information through Google's "Do Not Sell or Share My Personal Information" message. The site's ads.txt file lists the authorized seller.

Google Fonts are loaded from Google's servers, which receive your IP address when the page loads.

Each of these services is governed by Google's own privacy policy.

Links in the "Get a quote" card and in attorney listings take you to the advertiser's own website. What you enter there is governed by the advertiser's privacy terms, not this site's. The site does not receive the information you enter on a partner's site; it may receive a referral fee if you buy coverage through a partner link, which tells the site that a sale occurred but not who you are.

Cookies

Beyond the Google services above, the site sets no cookies and stores nothing in your browser. You can block cookies in your browser settings; the site works without them, apart from the personalization of advertising.

Children

The site is written for adults dealing with workplace injuries and insurance and does not knowingly collect information from anyone under 18; it collects none from anyone.

Changes and contact

This page is updated when the services the site uses change, and the review date at the top shows when it was last checked. Questions: richardvaughncpcu@gmail.com. The publisher is PERSIST LLC, Burlington, Vermont.

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